Home Insurance in Texas

Texas Home Insurance

Your home is more than just a roof over your head; it’s your family’s livelihood. It’s likely the most expensive asset you will ever purchase and paying for expensive repairs out of pocket would be challenging. A comprehensive home insurance policy is your safety net against disaster. At Atzenhoffer Insurance Agency in Victoria, TX, our professionals provide you with the right home insurance policy.

What is Homeowner’s Insurance?

As the name suggests, it’s coverage to pay to replace or repair your house or other structures on your property. Insurance will cover both property and liability coverage. If your home is struck by lightning or damaged by high winds, insurance can cover the damages. If your dog bites someone on your property, liability coverage could pay for any legal or medical fees. Home insurance is not required by law, but if you have a mortgage in Texas, your lender will require it to protect the investment.

What Types of Coverages Are There?

As a homeowner, you have the luxury to customize your policy, but it's good to understand the fundamental aspects of any plan. Here are what most individuals will consider when discussing a new plan with an agent.

  • Dwelling Coverage
  • Other structures not attached to the home
  • Personal properties
  • Additional living expenses
  • Personal liability and medical payments

Get A Home Insurance Policy in Victoria, TX

When you talk with one of our friendly insurance agents, you’ll get a good understanding of all of the policies and what’s best for your situation. You’ll have a good understanding of the various types of coverage and the benefits they provide your family. You can trust the reputable and reliable experts at Atzenhoffer Insurance Agency. With a simple phone call, you won’t fall into most people who do not understand their home insurance. Land on heads every time and give us a call today!