Renters Insurance in Texas

Ever wondered what would happen when a robbery or even a disaster like a fire outbreak occurred in Texas home? Well, worry no more because all you need is insurance that will cover for your personal property. As a tenant in Victoria, TX you have an added advantage as Atzenhoffer Insurance Agency got you covered.

Your landlord only covers for the structure that is the walls, fence, gate, garage etc. That means you that you are solely responsible for your personal items in your home and that if a thief happens to show up and escape with your valuables, renter’s insurance will help recover them.

What is renter's insurance?

Renters insurance, also called tenants insurance, provides coverage to tenants who rent properties. It helps protect their personal belongings against fires, thefts, or vandalism. This insurance option also offers liability coverage in case a guest or neighbor is hurt in your rented home.

Some of the perils covered include:

  • Fires
  • Robbery
  • Vandalism
  • Windstorm
  • Lightning
  • Water damage
  • Explosions

What does renter’s insurance in Texas cover?

When you decide to purchase a renter’s insurance policy, you need to determine how much insurance you need and which coverages to prioritize. Some insurance companies may not provide you with all the information you need to make informed choices. That is why you need to find an insurance agency like Atzenhoffer Insurance Agency to provide you with accurate information to get you started.

Renters insurance majorly covers the following:

  • Personal property: The content in your apartment or rented home is covered under the personal property insurance. This may include furniture, appliances, electronics, and personal items like clothes and shoes.
  • Liability: If someone falls and gets injured in your home, liability coverage can help pay for medical bills as well as legal fees in case you get sued.
  • Additional costs: In case your home is damaged that it is rendered unlivable, this coverage will help settle additional charges.

At Atzenhoffer Insurance Agency, we ensure that all your insurance policies are met. Feel free to inquire at our offices in Victoria, TX and we will be more than ready to help.