What should my Victoria, TX motorhome insurance cover?

Every motorhome is unique. Serving as both vehicles and homes, motorhomes can serve a variety of purposes. With numerous sizes, costs, and upgrades, owners can customize their experience. Luckily, motorhome insurance is just as diverse.

Finding the right coverage is just as essential as selecting the perfect motorhome. Serving Victoria TX, Atzenhoffer Insurance Agency understands the importance of finding an individualized policy. Their agents explain six items to consider when purchasing motorhome insurance.

Collision insurance

Your motorhome will spend a lot of time on the road. For this reason, even the most basic policies include collision coverage. This applies no matter who is determined to be at fault.

Comprehensive coverage

Outside of an accident, any other damage falls under comprehensive plans. Most plans will list what incidents are protected, but they may include natural disasters, theft, and vandalism.

Liability

Liability is an extra layer of protection in the event you or someone else is hurt during an accident. If you are found at fault, bodily injury liability has you covered.

Personal property

This is another form of liability. However, it protects possessions and belongs instead of individuals. Although there may be some overlap with homeowner’s policies, this covers motorhomes if they are damaged, destroyed, or stolen.

Uninsured motorist

Uninsured motorist coverage kicks in if another driver has inadequate insurance. This could compensate you for medical expenses, property destruction, and lost wages.

Optional add-ons

On top of this, there are countless options to add to any motorhome insurance policy. This list includes roadside assistance, storage protection, and loss of use expenses.

Contact the Atzenhoffer Insurance Agency

Located in Victoria, TX, the agency is here to help. Their experts can answer questions, discuss your needs, and create a policy that protects you and your family. Schedule an appointment today.