Three liabilities you don’t want to overlook when you purchase commercial insurance

You need to protect your company from liabilities that it faces with your commercial insurance policy. That’s why it’s important to be aware of what your company’s liabilities are. At Atzenhoffer Insurance Agency, we can help you identify your liabilities and find the right commercial coverage to protect your company against them. 

The following are three liabilities you don’t want to overlook when you purchase commercial insurance for your company in Victoria, TX.

Lawsuits over injuries or damages to customers

Unfortunately, accidents happen. No matter how devoted to safety you are at your commercial facilities, it’s always possible that a customer could become injured.

Personal injury lawsuits against your company can be costly. This is especially true if they involve having to cover large medical bills. 

Commercial liability coverage will cover the costs of personal injury lawsuits against your company. 

Libel or slander claims against you for advertisements

If you’re running advertisements that allude to competitors, you could potentially face libel or slander claims against your company. Your commercial liability coverage will cover the resulting costs. 

Damage that staff members of your company inadvertently cause to another parter’s property

Your company might include employee staff members to go out to the properties of customers to perform work. If this is the case, you need commercial liability protection to cover you if employees accidentally cause damage while working on another’s property.

Commercial liability coverage provides property damage protection. If your company is judged responsible for property damage to another party, your policy will cover the resulting damages. 

To learn more about your commercial liabilities, get in touch with us at Atzenhoffer Insurance Agency. We’ll help you find the right insurance solution in Victoria, TX.